Ray Lozano was born and raised in Dallas and is married with two children. He is a 1984 graduate of Dallas Jesuit and Yale 1989. After a career in the car business and as a newspaper publisher, Ray went into the mortgage business in 2018 and found his calling. Ray enjoys nothing more than helping borrowers put together their mortgage and seeing it through to closing. With his extensive experience, Ray is well-positioned to help families and business owners navigate the mortgage world, and he is grateful for the many wonderful people he has been able to help over the years.